A Home Renovation Loan is the Simple Solution to Creating Your Dream Home

If your current home or a home you’re looking at purchasing can use some major renovations or just some minor updating, a renovation loan might be the perfect fit! It’s the all-in-one option which adds the renovation costs into your mortgage.  Don’t wait to r-e-n-o-v-a-t-e!  Complete the simple form below and tell me about your needs and I’ll provide you with more information on our renovation products. There is no obligation!

Denver Post Article 1-17-2021

I was happy to contribute to this Home Renovation article. Click the image above to read more.

Please complete the form for a free, no obligation review of your renovation lending needs.

What is a renovation loan?

Renovation loans are available if you are buying a home and want to renovate right from the start, or you just want to update your existing home. For purchases, a renovation loan combines the purchase price of the home and renovation costs all into one loan. For existing homes, a renovation loan combines your current loan balance, plus the cost of renovations, wrapped together into one loan.

Types of home renovation loans

There are three types of renovation loans available. Each type of renovation loan has distinctive advantages. I can help you determine which type of renovation loan best suites your needs.

About Tom Yoswa

I’ve been in the mortgage business since 2003 and from day one I have made renovation lending for Colorado home owners my emphasis. I understand the special lifestyle we enjoy in our state and how having a home just the way you want it, enhances the Colorado experience.


Tom Yoswa is the ONLY lender we will give our rehab loan business too. I have worked with Tom on 5 or so renovation deals over the years and he knows the intricate details of these complex loans inside and out. Any old lender can do a regular residential loan, but these beasts take knowledge that one can only gain with years of doing them.  Tom is very detail oriented and does not disappoint in his communication.  He stays on point and gets things done above and beyond your expectations. We will continue to only refer Tom Yoswa for these complicated rehab loans in the future. Thanks for all you do for us Tom!

Ginger M.

Broker/Owner Elevate Real Estate

We appreciated that Tom helped set clear inspections for what this process would look like to us.  He stayed on task and always kept us up to date with information as we needed to know it.  He stuck with us after the loan closed to be sure we had everything we needed and were happy with the end result.  We are!  We love our new home and appreciate everything Tom did to make it happen for us.  Without him, we would not be where we are now! Tom has closed two renovation loans for us personally and we would not hesitate recommending him to anyone wanting to purchase or refinance and renovate a property!

Jeff & Kristine M.