A Home Renovation Loan is the Simple Solution to Creating Your Dream Home

If your current home or a home you’re looking at purchasing can use some major renovations or just some minor updating, a renovation loan might be the perfect fit! It’s the all-in-one option which adds the renovation costs into your mortgage.  Don’t wait to r-e-n-o-v-a-t-e!  Complete the simple form below and tell me about your needs and I’ll provide you with more information on our renovation products. There is no obligation!

Google Reviews

Tom Yoswa at Caliber Home Loans
Based on 39 reviews
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Justin Lampe
Justin Lampe
17:35 14 Jun 21
Tom was great to work with throughout the process of our renovation loan. We planned an extensive main floor remodel... and basement addition to our 80+ year old home.Tom was great from the initial inquiry, through the steps of the loan closing and bridging everything we needed to bridge with the construction side of the project. He was always ready to answer any questions and provide the detail necessary to make the decisions we needed to make on the financing of our project.read more
Lindsay Grainger
Lindsay Grainger
17:01 11 May 21
Tom made the process incredibly simple and easy. He laid out everything that he needed from us and was on top of... everything. Will be recommending him to anyone I know who is buying a home!read more
Michelle Medina
Michelle Medina
16:20 11 May 21
As a first time home buyer, we had a lot of questions and Tom was so helpful. He went above and beyond to make sure we... understood the process and guided us through to closing. So happy to work with Tom at Caliber Home Loans, I couldn't recommend him more!read more
judi vogel
judi vogel
16:43 04 May 21
Tom Yoswa made the process the easiest that I have ever encountered when going through the loan application... requirements. He starts with giving you a list of what he needs, and it is concise and clear. He doesn't keep calling wanting one more thing, one more thing. I would recommend calling him if you want an smooth transaction. If you have questions, he responds immediately. Anyone who has applied for a residential or commercial loan knows how exasperating it can get. Not true with Tom. He is good!read more
JP Robb
JP Robb
18:52 11 Dec 20
Tom was so many things during our re-finance process. He was patient, a prompt communicator, detailed in his... explanations, obliging when we asked for advice, and did I mention patient? Tom was great to work with and I look forward to doing future work with him. Highly recommend.read more
Eduardo Aguilera
Eduardo Aguilera
16:08 04 Dec 20
Iris was very professional, and knowledgeable. As a 1st time home buyer I had lots of questions. She was able to answer... every question I had and gave me confidence in the process. 10/10 would highly recommend!read more
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Please complete the form for a free, no obligation review of your renovation lending needs.

I was happy to contribute to this Home Renovation article. Click the image above to read more in the Denver Post.

What is a renovation loan?

Renovation loans are available if you are buying a home and want to renovate right from the start, or you just want to update your existing home. For purchases, a renovation loan combines the purchase price of the home and renovation costs all into one loan. For existing homes, a renovation loan combines your current loan balance, plus the cost of renovations, wrapped together into one loan.

Types of home renovation loans

There are three types of renovation loans available. Each type of renovation loan has distinctive advantages. I can help you determine which type of renovation loan best suites your needs.

About Tom Yoswa

I’ve been in the mortgage business since 2003 and from day one I have made renovation lending for Colorado home owners my emphasis. I understand the special lifestyle we enjoy in our state and how having a home just the way you want it, enhances the Colorado experience.